Our Services

All You Need Mortgages is committed to providing you with a hand held service. We have access to the whole of the market and can ensure you are getting the most suitable deal for your circumstances. We will manage the process from start to finish keeping you updated every step of the way.

Buying your first property can be daunting but it doesn’t need to be, we will hold your hand throughout the whole process

With access to the whole of market, we can ensure we will find you a great new mortgage deal, suitable for you and your circumstances

Later Life Lending can offer you peace of mind. It can help you to raise funds to use as you wish, whether it’s to assist you or a loved one *

We will ensure we give you the appropriate advice for your next move, together with managing the process from start to finish with all parties

Does not necessarily mean you cannot get a mortgage; it just means we may have to look at a more specialist lender, or guide you to the next step

2nd Charges, Bridging, Commercial

Looking to borrow additional funds but cannot get the funds with your main mortgage lender, there may be an alternative to assist you with your plans and ideas

Government shared equity loan can assist you with your deposit when buying a new build property

Whether you are buying your first rental property or you have a portfolio you are looking to build, we will assist you on this journey

Do you want to keep your current property; we can put this onto a buy to let and assist you buying your next family home

It’s important to protect you and your home, should the unexpected happen; its piece of mind to know you have the right cover, at the right price for you and your family

No broker fee for mortgage loans over £300,000 and only £199 if it is under, payable on submission of the full application.



All You Need Mortgages has been brought together out of pure passion for people and property.

When it comes to Mortgages and Finance, Kelly has experience on both sides of the fence. Kelly left school unsure what she wanted to do… Nevertheless, she found herself working as a junior for a large mortgage lender in 1996, and by the age of 20 was out on the road building relationships with Financial Advisers across Essex.

With a wealth of experience behind her, in 2016 Kelly decided to turn the tables and become a Mortgage Adviser to further her passion in helping people achieve something beyond their dreams. After working for a company for five years, Kelly decided to establish her own company in 2020; All You Need Mortgages.

Kelly will always go above and beyond, offering a personable service to ensure your dreams become reality.

We hope you become part of our story.

CEO - Kelly Worthington


We’d love to hear from you, so don’t hesitate in reaching out today and we will respond to you within 4 working hours.

1st Floor, Suite 11
34 West Street

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